Ruth and Nellie took a room together at 26 St Asaph's Road, Llandudno. Denry took a room at number 28 St Asaph's Road. Who could want more?

When newly engaged people like Denry and Ruth want to go away on a summer holiday, there are many things to think about. A businessman, for example, who lives by collecting rents every week cannot go away easily for two. And a young woman who lives alone must always be careful about what other people think, so Ruth asked her friend Nellie Cotterill to go with her.

Denry had never seen the sea before. As he walked along the beach in his best clothes, with the girls on either side of him, he thought it was all wonderful. He also saw fantastic possibilities for making money, because here were fifty thousand people, all on holiday, all wanting to do interesting things, and all with money to spend.

Denry thought about this a lot because he felt he was now a serious person. He had something to live for. He was very pleased and happy to be engaged to Ruth, although still a little surprised. What could this fine young lady see in him?

They had not discussed money at all, although Denry wanted to. It was clear that Ruth thought he was a rich man, and Denry was spending a lot of money. In fact, he could not move without paying for something. The pier, swimming, ice cream, chairs, fruit, boat trips, photographs, teas, coffees -- even a short walk with Ruth was expensive.

Ruth had very little money, but it didn't worry her. She didn't know what money was, and she spent Denry's like water. The gentle, silent Nellie often asked to pay for something herself, but of course Denry couldn't let her. He liked Nellie Cotterill. She thought that he and Ruth were wonderful, and although she was a very quiet person, she was also very sensible.

At the end of the first week Denry was getting more and more worried about money. On the Monday morning he went back to Bursley to collect rents, and returned to Llandudno on Tuesday evening with his pockets full of rent money. Something had to happen, he thought. He didn't know what it was, but three months of engagement with Ruth Earp was going to leave him penniless.

"I'll write a report about all this for the Signal," he said. This was the Five Towns daily newspaper.

He was saved by a storm at sea. They woke up on Wednesday morning to find the rain and wind crashing against the windows. The three walked down into the town, where they learnt that the town's lifeboat had gone out to a ship further along the coast. A second lifeboat (an old one, now owned by a fisherman) had gone out to a Norwegian ship, the Hjalmar, which was in difficulties just off Llandudno itself. Everyone in the town was watching the lifeboat save the sailors while the ship went down. Denry and the girls went onto the pier, and Denry even got his feet wet helping one or two of the Norwegian sailors from the lifeboat onto the pier. After that, he talked for a time to Cregeen, the owner of the lifeboat.

The next morning Denry was up early to send the report off by train. Then he and the girls walked into town -- and spent more money. Everybody in the town was talking about the storm, the wreck of the Hjalmar and the wonderful rescue of all the Norwegian sailors by the lifeboat.

It was a very exciting day, and it gave Denry an idea.

"Oh yes!" said Nellie. "What a good idea!"

"Oh!" he said. "Did you pay it?"

"I had the bill for our room this morning," she said.

"I'm sorry," said Denry.

Of course, Ruth wanted Denry to say that he could pay for her to stay. But all he said was, "What a pity!"

At that moment a hand touched his arm. It was Cregeen.

"Where's your luggage?" Ruth asked Denry.

"Right!" said Denry. "I'll see you this evening."

"Mr Machin. It's now or never. It's twenty-five pounds if you can pay today."

"I think I'll go home this afternoon."

Poor Nellie. She knew something was wrong, but she didn't know what it was. All she knew was that her holiday was coming to a sudden end. In the evening, the three of them walked to the station.

"Yes. But now I've almost no money left. We spent so much money while you were away in Bursley. You don't know how quickly money goes!" She waited a moment, then said, "I suppose we'll have to go home."

"What a pity!" said Denry, sadly.

After a few minutes, Ruth turned to Denry.

Ruth pretended not to be interested in any of this.

"Couldn't you get one and send it to me?" said Ruth.

"Oh yes," said the man, taking out a book. "What name?"

"Rothschild," said Denry. "The millionaire."

"I only said "Rothschild"!" said Denry to himself. But secretly, he was pleased.

An hour later Denry met Cregeen, and was soon the owner of the old Llandudno lifeboat. He then went to find Simeon, an old sailor with a white beard. He had been in the lifeboat when they rescued the men on the Hjalmar.

The bookshop also had a lot of souvenirs of Llandudno. Ruth wanted a glass plate with a picture of Great Orme Head on it, but the man in the shop said that they had sold out.

There was a bookshop in the station. Denry bought the Signal, which had just come in, and there was his report: "Terrible Storm in North Wales -- a report by Mr E. H. Machin of Bursley". Denry was ready to explode with happiness, but he gave the newspaper calmly to Ruth.

Ruth looked at Denry, in the way that a woman always looks at a man when she wants him to pay.

She did not look at it. "We'll read it on the train," she said.

"I'm not going. I've got business here."

These words ended their engagement. The next day Denry received by post a ring in a box, with a short letter.

"All right," said the old man. "And I've seen three of those Norwegians. They don't speak English, but they understand about the money."

"I've got the boat," said Denry. "I'll give you two pounds for the week."

At five o'clock the next morning a boat left Llandudno. There were six men rowing, three of them Norwegians. There was also a man with a white beard, and Denry. In twenty minutes they were at the wreck of the Hjalmar and Denry was feeling very ill. Twenty minutes more and he was happy to be back on land.

At ten o'clock that morning two Norwegian sailors were walking around the town giving little notices to everyone they met.

Return trip, 12 pence

"Good," said Denry. "I'll see you tomorrow morning."

Every day at 11, 12, 2, 3, 4, 5 and 6 o'clock the famous lifeboat which rescued the Norwegian sailors will visit the wreck of the Hjalmar. The lifeboat's captain is Simeon Edwards, one of the rescuers, and the lifeboat is rowed by three of the rescued Norwegians.

THE WRECK OF THE HJALMAR

FAMOUS RESCUE AT LLANDUDNO

The boat trips out to the wreck became more and more popular. In the afternoons, Denry had to ask 25 pence -- it was the only way to stop the big crowds that were waiting on the beach. Soon, he was making a hundred pounds a week. He was sorry the wreck had happened in August and not July. He was sorry there were not two or even forty Hjalmars.

On the first day, Denry made twelve pounds. That evening he received a packet in the post. It was from Nellie. There was a box of chocolates and a note which said: Thank you very much for the holiday. I hope you will like these. Nellie. Denry was very pleased by this. Ruth's young friend, he thought, was much more grateful than Ruth herself.

One day in September when business was beginning to slow down (he was down to fifty pounds a week), Denry had a very pleasant surprise. He met Nellie on the beach, and it was a fact that seeing her gave him a great feeling of happiness. She was with her father, Councillor Cotterill, and her mother. The Councillor was a builder who had become rich building cheap houses for the people of the Five Towns.

"Bring her along too!" said Denry.

"You must have dinner with me one evening," Denry said finally. "At the Majestic." The Majestic was the finest, and most expensive, hotel in Llandudno. Some of the waiters were French!

"Well, young man!" said Councillor Cotterill.

He continued to call Denry "young man" in a way that made Denry cross. "I've made more money this summer than you have in a year," he said silently to the Councillor's back.

The dinner was a great success. Denry had never arranged a dinner before, but it was easy. You just walked into the hotel in the morning and said what you wanted. The hotel arranged everything! And it was easy to meet a woman who had just broken off her engagement to you. You just said, "Good afternoon, how are you?" and she said the same. Then you shook hands. And there you were, still alive.

After the meal, Denry walked back with the others to their hotel. Councillor Cotterill had stopped calling Denry "young man"; he now called him "my boy".

They agreed to go the next day. Then Mrs Cotterill remembered that Ruth was coming to stay with them for a few days.

When they reached the Cotterills" hotel, Ruth waited a moment while the others went in, and then turned to Denry:

"The question is," said the Councillor, "can you think of any more ideas as good?"

"That lifeboat. It was just an idea, my boy, just an idea."

A few days later the Cotterills and Ruth Earp went home, and Denry went with them. He had now sold the lifeboat and brought all his business in Llandudno to an end. He had very little luggage, but he did have a new hat-box. It was very heavy.

"No," he replied. "It's this moonlight I'm afraid of."

"I don't feel like sleeping at all. I suppose you wouldn't like to go for a walk?"

"I don't want any of your games, young man," she said crossly. "What's in it?"

When Denry got home, he was pleased to see his mother again. She had often collected his rents for him during the summer, and had done it very well. He gave the hat-box to her, and she immediately dropped it.

"Yes," said Denry, "but I thought of it."

"Well," said Denry, "can you?"

"Well…"

"I suppose you're very tired."

For several days afterwards Mrs Machin was still picking up coins. The story of the money in the hat-box quickly went round the town. It was Denry's "latest" and people talked about it for weeks afterwards.

"Some pretty stones from the beach."

She picked up the hat-box, opened it, and screamed. It fell to the floor with a crash and Mrs Machin was standing up to her ankles in money. She could see coins running all over the floor. At last they stopped moving, and then it was silent. Denry could hear his heart beating. For once in her life his mother could not find a word to say.