overdraws

英 [ˌəʊvəˈdrɔːz]

美 [ˌoʊvərˈdrɔːz]

v. 透支
overdraw的第三人称单数

Today, commercial bank business is diversified, the risk involves not only traditional credit risk resulted from the loan, but also discounts, overdraws and so on.
在商业银行业务多样化的今天，不仅涉及传统贷款的信用风险，而且贴现、透支、信用证、同业拆借、证券包销等业务中涉及的信用风险也是商业银行面临的重要风险。
Have the crime concretely as follows: Article 196a: The holder overdraws maliciously, if the case constitutes a crime, punish according to the regulation of Article 196.
具体设罪如下：第196条之一持卡人恶意透支，构成犯罪的，依照第196条的规定处罚。
The research background: The credit risk is the main risk of the commercial bank, and also the main risk of the credit card overdraws.
信用风险是商业银行的主要风险，也是信用卡透支业务面临的主要风险。
The banking system provides the following functions: the current deposit, the deposit account, the debit note, the check household, the account ( individual), the remaining sum fills a prescription jointly, the account overdraws and so on.
提供活期存款、定期存款、借记卡、支票户、联名账户（个人）、余额调剂、账户透支等功能。